This tutorial is done for PSP 8 but will work in other versions as well.
A mask from http://www.zuzzanna.dk
Misted tube from http://www.tempodeart.com
A font of your choise. I used Solana.
Zipfile download HERE
1. Open a new transparent image 500x400, flood fill it with #FFFFFF.
2.Open the zuzzanna_mask44.jpg and the tube and minimize them.
3. New raster layer fill it with #6B7B5A.
4. Layers - New mask layer - from image like this...
and find zuzzanna_mask44.jpg.
5. Layer merge group.
6. Layer merge all.
7. Use your magic wand - Tolerance and Feather 0. Click inside the two green fields like below.
8. Open dreamy tube. Edit copy - edit past into the selection.
9. Add your name with the font Solana #6B7B5A - 3D Effects Drop Shadow.
V-H 1 - Opacity 66 - Blur 2.97 color #404040.
If you have any questions feel free to email me at firstname.lastname@example.org